Why us?
Our Services
Our Clients
Understanding the past and planning the future.
We give business owners a better understanding of their company’s accounts. When partnering with Sawyer Lloyd you will have a trusted advisor who will help you navigate current challenges and prepare the company for its next phase.
Why Us?
Sawyer Lloyd is the consultancy business of Gareth Lloyd. Gareth brings clarity to numbers. He builds sophisticated financial models and provides clear analysis. This allows businesses to better understand how to drive profit, cash and success.
Gareth trained and qualified as a chartered accountant (ACA) at KPMG where he spent seven years building financial models, providing commercial and financial analysis, assisting business sales, advising on restructuring and undertaking IBRs.
As a CFO, Gareth delivered significant improvements to finance team outputs, forecasting capability, commercial analysis and reporting. He has worked on several exits and refinancing projects.
Gareth has a range of sector experience, notably Manufacturing, Retail, Warehouse & Distribution, E-Commerce, Importing and Financial Services. He has operated in different ownership structures, including family owned and private equity.
Gareth understands the vital interplay between the finance team and operational aspects of a business, and sets out to align the two. He is known for building excellent relationships with business owners, investors and lenders meaning he is respected and trusted in the industry.
Gareth Lloyd ACA
Our Services
Gareth provides capacity and capability to finance teams whilst allowing the Management Team to continue day-to-day running of the business.
Having been both a business owner and an external advisor, Gareth has a unique understanding of the impact that a transaction, finance project or external review can have on the workload of the executive team and the finance team. With this in mind, Gareth is empathetic when building relationships with his clients and their teams, helping them to navigate what can otherwise be stressful and overwhelming processes.
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Sale of Business Support
We understand the information that will be required during the sale of a business, how it will be used and how it will be interpreted by buyers and their advisors.
Typical support:
- Development of historic Financial, Commercial and Operational databooks in readiness for Due Diligence
- Development of a transaction-ready 3-way integrated Financial Model capable of Sensitivity and Scenario Analysis
- Internal project management and support for internal stakeholders
02
Acquisition Support
We can support on an acquisition in the following areas:
- Sensitivity analysis and identification of key risk areas
- Modelling of acquisition funding and post-acquisition group financials
- Development of a 3-way integrated Financial Model
We do not provide full due diligence services.
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Restructuring Support
We work with businesses ahead of, or alongside, an IBR process to provide information directly to the lender and to the IBR team.
Typical support:
- Preparation of a rolling 13-week short term cash flow forecast
- Review of historic financials to identify the cause of existing cash challenges
- Development of a 3-way integrated Financial Model to illustrate how the company can return to cash generation and/or improve the lender’s position
04
Refinance Support
We understand the information required during a refinance project, how it will be used and how it will be interpreted by lenders and their advisors.
Typical support:
- Development of a 3-way integrated Financial Model capable of Sensitivity, Scenario Analysis and illustrative Covenant Tests
- Modelling proposed debt structures and covenant tests
- Internal project management and support for internal stakeholders
05
Finance Team Excellence
We improve finance teams’ processes and outputs so that they become a “value-add” rather than a necessary cost.
Typical support:
- Training to finance teams on Excel and Data Analytics to reduce errors and speed up processes
- Provision of simple Excel-based models to automate certain activities reducing administrative time
- Advice on Daily, Weekly and Monthly reporting to optimise the team’s outputs (often challenging existing reporting which can sometime be in place for legacy purposes)
Our Clients
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